Bank statements created by individuals are documents that detail financial transactions over a specific period based on their official bank records. These self-created statements are useful for managing personal finances. They help track spending, monitor account balances, and spot unauthorized transactions. People like freelancers, small business owners, or anyone needing detailed financial records might find it necessary to create their own bank statements.
This free personal bank statement template is designed with a clear and organized layout. It includes sections for header and contact information, personal details, a statement summary, and transaction details.
It has automation for calculations and data validation and you can personalize the template to your needs.
Basic Contents
- Personal Details: Displays your name and address as the formal header and provides a quick reference point.
- Contact Information: Includes fields for adding your phone number and email address for quick communication.
- Account Number: Essential for identifying the account and for documenting transactions within your financial records.
- Account Type: A dropdown menu to select from various account types, like “savings” or “checking.”
- Opening Balance: Displays the starting balance for the statement period in currency format, serving as a reference for all calculations.
- Total Credits and Debits: To get the totals.
- Closing Balance: Automatically calculated by subtracting the total debits from the total credits.
- Description: Provides space to explain the type of transactions, helping categorize and retrieve transaction-related information when needed.
- Current Balance: Updates automatically with each transaction.
This template is a helpful resource for creating personal bank statements. It’s available in Excel, XLTS, ODS, and Google Sheets formats.
